How to pass a Top One Futures evaluation: the rules and the math
- Top One Futures sells 3 evaluations: Elite DAILY V2 Evaluation, Elite ACCESS Evaluation (EOD funded) and Elite ACCESS Intraday Evaluation. At 50K each asks for $3,000 of profit with $2,000 of drawdown.
- Drawdown: all 3 plans trail end of day, stopping at the starting balance + $100.
- Consistency to pass: Elite DAILY V2 Evaluation 40%; Elite ACCESS Evaluation (EOD funded) and Elite ACCESS Intraday Evaluation have none.
- These are Top One Futures's published rules as of September 25, 2026. Top One Futures's current help center always governs.
This guide walks through what each Top One Futures evaluation actually requires, with the numbers worked out at 50K, and what changes once you're funded. It explains the rules and the arithmetic; it doesn't recommend a plan or a strategy.
The evaluations at a glance
| Plan | Target | Max drawdown | Consistency | Daily loss limit | Min days | Max minis / micros |
|---|---|---|---|---|---|---|
| Elite DAILY V2 Evaluation (50K) | $3,000 | $2,000, end of day | 40% | Pauses | — | 3 / 30 |
| Elite ACCESS Evaluation (EOD funded) (50K) | $3,000 | $2,000, end of day | None | None | — | 3 / 30 |
| Elite ACCESS Intraday Evaluation (50K) | $3,000 | $2,000, end of day | None | None | — | 3 / 30 |
Every plan and size, with sources, is on the Top One Futures rules page.
Plan by plan
Elite DAILY V2 Evaluation
On a 50K, your floor starts at $48,000 and trails your highest end-of-day balance. It stops rising once it reaches $50,100, which happens the first time your close reaches $52,100. From then on it's fixed.
Your best day can be at most 40% of your total profit. On a $3,000 target that makes $1,200 the biggest day that keeps the target where it is. A $1,700 best day would mean you need $4,250 of total profit ($1,700 ÷ 0.4). It also means you can't pass in fewer than 3 days.
Daily loss limit: $500 / $1,000 / $1,250 / $1,850 (25K / 50K / 100K / 150K); hitting it ends trading for the day without failing the account. List price (50K): $218 a month, with no activation fee.
Top One Futures's own notes on this plan:
- Consistency is 40% for accounts bought on or after May 11, 2026 (45% before): your largest day must be 40% or less of total profit when you reach the target. If it is higher you keep trading rather than failing.
- The drawdown is checked on the end-of-day close only.
- Top One's help center describes a daily loss limit hit both as a pause for the day and as a failed account; confirm with the firm.
- The daily loss limit counts open losses and fees and is measured from the previous close.
- No news restriction in the evaluation. Up to 5 Elite Daily accounts per household. Resets are available within 14 days of a breach.
Elite ACCESS Evaluation (EOD funded)
On a 50K, your floor starts at $48,000 and trails your highest end-of-day balance. It stops rising once it reaches $50,100, which happens the first time your close reaches $52,100. From then on it's fixed.
There's no consistency rule to pass this plan, so in principle a single strong day can reach the target.
Daily loss limit: no daily loss limit. List price (50K): $39 one-time, plus a $189 activation fee when you pass.
Top One Futures's own notes on this plan:
- The $39 one-time fee is shown as a limited-time price; the site lists $139 / $218 / $259 / $359 as regular prices.
- The target must be reached within 30 days. No daily loss limit, no consistency rule and no news restriction in the evaluation.
- The drawdown is breached only if the day closes below it; intraday dips don't count.
Elite ACCESS Intraday Evaluation
On a 50K, your floor starts at $48,000 and trails your highest end-of-day balance. It stops rising once it reaches $50,100, which happens the first time your close reaches $52,100. From then on it's fixed.
There's no consistency rule to pass this plan, so in principle a single strong day can reach the target.
Daily loss limit: no daily loss limit. List price (50K): $39 one-time, plus a $94 activation fee when you pass.
Top One Futures's own notes on this plan:
- Same evaluation as Elite ACCESS (30-day limit, no daily loss limit, no consistency rule); only the funded drawdown type and activation fee differ.
The math of the race
Every evaluation is a race: the target up before the drawdown down. At 50K on Elite DAILY V2 Evaluation, that's $3,000 before $2,000, so you need 1.5 times the drawdown in profit before losing it once, and while the floor is trailing, your room never exceeds $2,000.
One way traders reason about this is a daily risk budget sized against the room they have. With $2,000 of room, a $500 budget survives four full losing days; a larger one reaches the target sooner but survives fewer. Which balance fits depends on your win rate, average win and loss, and trade count. The pass rate calculator runs your numbers against every Top One Futures plan, and TradeHarbor's Pass simulator does the same with your real trades.
After you pass
- Elite DAILY V2 Funded: trails end of day, stops at the starting balance + $100; no payout consistency rule in the firm's published rules we track.
- Elite ACCESS Funded (EOD): trails end of day, stops at the starting balance + $100; best day at most 40% of profit for payouts.
- Elite ACCESS Intraday Funded: trails intraday, never stops trailing; best day at most 40% of profit for payouts.
- Instant Sim Funded 2.0 (straight to funded, no evaluation): trails end of day, stops at the starting balance + $100; best day at most 20% of profit for payouts.
- Ignite Instant Funding (straight to funded, no evaluation): trails end of day, stops at the starting balance + $100; best day at most 15% of profit for payouts.
Payout requirements for each funded plan are on the Top One Futures rules page.
This guide explains Top One Futures's published rules and the arithmetic behind them. It isn't trading or financial advice, and it doesn't recommend any firm or strategy. Top One Futures changes its rules from time to time; check its help center before you buy.