Evaluations side by side
Every evaluation plan at one account size. Daily loss limits at all 9 firms pause trading for the rest of the session rather than failing the account.
| Firm | Plan | Size | Profit target | Max drawdown | Trails | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| Topstep | Trading Combine | 50K |
$3,000 | $2,000 | End of day |
$50,000 (start) | $1,000 | 55% to pass | 5 / 50 |
| Topstep | Trading Combine | 100K |
$6,000 | $3,000 | End of day |
$100,000 (start) | $2,000 | 55% to pass | 10 / 100 |
| Topstep | Trading Combine | 150K |
$9,000 | $4,500 | End of day |
$150,000 (start) | $3,000 | 55% to pass | 15 / 150 |
| Apex Trader Funding | Intraday Trail Eval | 25K |
$1,500 | $1,000 | Intraday |
Never | — | — | 4 / 40 |
| Apex Trader Funding | Intraday Trail Eval | 50K |
$3,000 | $2,000 | Intraday |
Never | — | — | 6 / 60 |
| Apex Trader Funding | Intraday Trail Eval | 100K |
$6,000 | $3,000 | Intraday |
Never | — | — | 8 / 80 |
| Apex Trader Funding | Intraday Trail Eval | 150K |
$9,000 | $4,000 | Intraday |
Never | — | — | 12 / 120 |
| Apex Trader Funding | EOD Trail Eval | 25K |
$1,500 | $1,000 | End of day |
Never | $500 | — | 4 / 40 |
| Apex Trader Funding | EOD Trail Eval | 50K |
$3,000 | $2,000 | End of day |
Never | $1,000 | — | 6 / 60 |
| Apex Trader Funding | EOD Trail Eval | 100K |
$6,000 | $3,000 | End of day |
Never | $1,500 | — | 8 / 80 |
| Apex Trader Funding | EOD Trail Eval | 150K |
$9,000 | $4,000 | End of day |
Never | $2,000 | — | 12 / 120 |
| Lucid Trading | LucidPro Eval | 25K |
$1,250 | $1,000 | End of day |
$25,100 | — | — | 2 / 20 |
| Lucid Trading | LucidPro Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | $1,200 | — | 4 / 40 |
| Lucid Trading | LucidPro Eval | 100K |
$6,000 | $3,000 | End of day |
$100,100 | $1,800 | — | 6 / 60 |
| Lucid Trading | LucidPro Eval | 150K |
$9,000 | $4,500 | End of day |
$150,100 | $2,700 | — | 10 / 100 |
| Lucid Trading | LucidFlex Eval | 25K |
$1,250 | $1,000 | End of day |
$25,100 | $600 | 50% to pass | 2 / 20 |
| Lucid Trading | LucidFlex Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | $1,200 | 50% to pass | 4 / 40 |
| Lucid Trading | LucidFlex Eval | 100K |
$6,000 | $3,000 | End of day |
$100,100 | $1,800 | 50% to pass | 6 / 60 |
| Lucid Trading | LucidFlex Eval | 150K |
$9,000 | $4,500 | End of day |
$150,100 | $2,700 | 50% to pass | 10 / 100 |
| Lucid Trading | LucidDaily Eval (EOD) | 25K |
$1,250 | $1,000 | End of day |
$25,100 | $600 | 50% to pass | 2 / 20 |
| Lucid Trading | LucidDaily Eval (EOD) | 50K |
$3,000 | $2,000 | End of day |
$50,100 | $1,200 | 50% to pass | 4 / 40 |
| Lucid Trading | LucidDaily Eval (EOD) | 100K |
$6,000 | $3,000 | End of day |
$100,100 | $1,800 | 50% to pass | 6 / 60 |
| Lucid Trading | LucidDaily Eval (EOD) | 150K |
$9,000 | $4,500 | End of day |
$150,100 | $2,700 | 50% to pass | 10 / 100 |
| Lucid Trading | LucidDaily Eval (Intraday) | 25K |
$1,250 | $1,000 | Intraday |
$25,100 | $600 | 50% to pass | 2 / 20 |
| Lucid Trading | LucidDaily Eval (Intraday) | 50K |
$3,000 | $2,000 | Intraday |
$50,100 | $1,200 | 50% to pass | 4 / 40 |
| Lucid Trading | LucidDaily Eval (Intraday) | 100K |
$6,000 | $3,000 | Intraday |
$100,100 | $1,800 | 50% to pass | 6 / 60 |
| Lucid Trading | LucidDaily Eval (Intraday) | 150K |
$9,000 | $4,500 | Intraday |
$150,100 | $2,700 | 50% to pass | 10 / 100 |
| Tradeify | Growth Eval | 25K |
$1,500 | $1,000 | End of day |
Never | $600 | — | 1 / 10 |
| Tradeify | Growth Eval | 50K |
$3,000 | $2,000 | End of day |
Never | $1,250 | — | 4 / 40 |
| Tradeify | Growth Eval | 100K |
$6,000 | $3,500 | End of day |
Never | $2,500 | — | 8 / 80 |
| Tradeify | Growth Eval | 150K |
$9,000 | $5,000 | End of day |
Never | $3,750 | — | 12 / 120 |
| Tradeify | Select Eval | 25K |
$1,500 | $1,000 | End of day |
Never | — | 40% to pass | 1 / 10 |
| Tradeify | Select Eval | 50K |
$3,000 | $2,000 | End of day |
Never | — | 40% to pass | 4 / 40 |
| Tradeify | Select Eval | 100K |
$6,000 | $3,000 | End of day |
Never | — | 40% to pass | 8 / 80 |
| Tradeify | Select Eval | 150K |
$9,000 | $4,500 | End of day |
Never | — | 40% to pass | 12 / 120 |
| Take Profit Trader | Test | 25K |
$1,500 | $1,500 | End of day |
$25,000 (start) | — | 50% to pass | 3 / 30 |
| Take Profit Trader | Test | 50K |
$3,000 | $2,000 | End of day |
$50,000 (start) | — | 50% to pass | 6 / 60 |
| Take Profit Trader | Test | 100K |
$6,000 | $3,000 | End of day |
$100,000 (start) | — | 50% to pass | 12 / 120 |
| Take Profit Trader | Test | 150K |
$9,000 | $4,500 | End of day |
$150,000 (start) | — | 50% to pass | 15 / 150 |
| MyFundedFutures | Rapid Eval | 25K |
$1,500 | $1,000 | End of day |
$25,100 | — | 50% to pass | 3 / 30 |
| MyFundedFutures | Rapid Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | — | 50% to pass | 5 / 50 |
| MyFundedFutures | Rapid Eval | 100K |
$6,000 | $3,000 | End of day |
$100,100 | — | 50% to pass | 8 / 80 |
| MyFundedFutures | Rapid Eval | 150K |
$9,000 | $4,500 | End of day |
$150,100 | — | 50% to pass | 10 / 100 |
| MyFundedFutures | Rapid EOD Eval | 25K |
$1,500 | $1,000 | End of day |
$25,100 | — | 30% to pass | 2 / 20 |
| MyFundedFutures | Rapid EOD Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | — | 30% to pass | 3 / 30 |
| MyFundedFutures | Builder Eval | 25K |
$1,500 | $1,000 | End of day |
$25,100 | $600 | — | 2 / 20 |
| MyFundedFutures | Builder Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | $1,000 | — | 4 / 40 |
| MyFundedFutures | Builder Eval | 100K |
$6,000 | $3,000 | End of day |
$100,100 | $1,750 | — | 6 / 60 |
| MyFundedFutures | Builder Eval | 150K |
$9,000 | $4,500 | End of day |
$150,100 | $2,500 | — | 9 / 90 |
| MyFundedFutures | Pro Eval | 50K |
$3,000 | $2,000 | End of day |
$50,100 | — | 50% to pass | 3 / 30 |
| MyFundedFutures | Pro Eval | 100K |
$6,000 | $3,000 | End of day |
$100,100 | — | 50% to pass | 6 / 60 |
| MyFundedFutures | Pro Eval | 150K |
$9,000 | $4,500 | End of day |
$150,100 | — | 50% to pass | 9 / 90 |
| Alpha Futures | Zero Eval | 25K |
$1,500 | $1,000 | End of day |
$25,000 (start) | $500 | — | 1 / 10 |
| Alpha Futures | Zero Eval | 50K |
$3,000 | $2,000 | End of day |
$50,000 (start) | $1,000 | — | 3 / 30 |
| Alpha Futures | Zero Eval | 100K |
$6,000 | $3,000 | End of day |
$100,000 (start) | $2,000 | — | 6 / 60 |
| Alpha Futures | Standard Eval | 50K |
$3,000 | $2,000 | End of day |
$50,000 (start) | — | 50% to pass | 5 / 50 |
| Alpha Futures | Standard Eval | 100K |
$6,000 | $3,000 | End of day |
$100,000 (start) | — | 50% to pass | 10 / 100 |
| Alpha Futures | Standard Eval | 150K |
$9,000 | $4,500 | End of day |
$150,000 (start) | — | 50% to pass | 15 / 150 |
| Alpha Futures | Advanced Eval | 50K |
$4,000 | $1,750 | End of day |
$50,000 (start) | — | 40% to pass | 5 / 50 |
| Alpha Futures | Advanced Eval | 100K |
$8,000 | $3,500 | End of day |
$100,000 (start) | — | 40% to pass | 10 / 100 |
| Alpha Futures | Advanced Eval | 150K |
$12,000 | $5,250 | End of day |
$150,000 (start) | — | 40% to pass | 15 / 150 |
| Bulenox | Qualification (Option 1) | 25K |
$1,500 | $1,500 | Intraday |
Never | — | — | 3 / 30 |
| Bulenox | Qualification (Option 1) | 50K |
$3,000 | $2,500 | Intraday |
Never | — | — | 7 / 70 |
| Bulenox | Qualification (Option 1) | 100K |
$6,000 | $3,000 | Intraday |
Never | — | — | 12 / 120 |
| Bulenox | Qualification (Option 1) | 150K |
$9,000 | $4,500 | Intraday |
Never | — | — | 15 / 150 |
| Bulenox | Qualification (Option 2) | 25K |
$1,500 | $1,500 | End of day |
Never | $500 | — | 3 / 30 |
| Bulenox | Qualification (Option 2) | 50K |
$3,000 | $2,500 | End of day |
Never | $1,100 | — | 7 / 70 |
| Bulenox | Qualification (Option 2) | 100K |
$6,000 | $3,000 | End of day |
Never | $2,200 | — | 12 / 120 |
| Bulenox | Qualification (Option 2) | 150K |
$9,000 | $4,500 | End of day |
Never | $3,300 | — | 15 / 150 |
| Bulenox | Momentum (Option 1) | 25K |
$1,500 | $1,000 | Intraday |
Never | — | — | 3 / 30 |
| Bulenox | Momentum (Option 1) | 50K |
$3,000 | $2,250 | Intraday |
Never | — | — | 7 / 70 |
| Bulenox | Momentum (Option 1) | 100K |
$6,000 | $4,000 | Intraday |
Never | — | — | 12 / 120 |
| Bulenox | Momentum (Option 1) | 150K |
$9,000 | $5,500 | Intraday |
Never | — | — | 15 / 150 |
| Bulenox | Momentum (Option 2) | 25K |
$1,500 | $1,000 | End of day |
Never | $600 | — | 2 / 20 |
| Bulenox | Momentum (Option 2) | 50K |
$3,000 | $2,250 | End of day |
Never | $1,200 | — | 4 / 40 |
| Bulenox | Momentum (Option 2) | 100K |
$6,000 | $4,000 | End of day |
Never | $2,500 | — | 8 / 80 |
| Bulenox | Momentum (Option 2) | 150K |
$9,000 | $5,500 | End of day |
Never | $3,300 | — | 12 / 120 |
| FundedNext Futures | Legacy Challenge | 25K |
$1,250 | $1,000 | End of day |
$25,000 (start) | — | 40% to pass | 2 / 20 |
| FundedNext Futures | Legacy Challenge | 50K |
$3,000 | $2,000 | End of day |
$50,000 (start) | — | 40% to pass | 3 / 30 |
| FundedNext Futures | Legacy Challenge | 100K |
$6,000 | $3,000 | End of day |
$100,000 (start) | — | 40% to pass | 5 / 50 |
| FundedNext Futures | Flex Challenge | 50K |
$2,500 | $1,500 | End of day |
$50,100 | — | 40% to pass | 3 / 30 |
| FundedNext Futures | Flex Challenge | 100K |
$5,000 | $2,500 | End of day |
$100,100 | — | 40% to pass | 5 / 50 |
| FundedNext Futures | Flex Challenge | 150K |
$8,000 | $4,000 | End of day |
$150,100 | — | 40% to pass | 8 / 80 |
| FundedNext Futures | Rapid Pro Challenge | 25K |
$1,500 | $1,000 | End of day |
$25,100 | — | — | 2 / 20 |
| FundedNext Futures | Rapid Pro Challenge | 50K |
$3,000 | $2,000 | End of day |
$50,100 | — | — | 4 / 40 |
| FundedNext Futures | Rapid Pro Challenge | 100K |
$5,000 | $2,500 | End of day |
$100,100 | — | — | 6 / 60 |
| FundedNext Futures | Rapid Daily Challenge | 25K |
$1,500 | $1,000 | End of day |
$25,100 | $500 | — | 2 / 20 |
| FundedNext Futures | Rapid Daily Challenge | 50K |
$3,000 | $2,000 | End of day |
$50,100 | $1,000 | — | 4 / 40 |
| FundedNext Futures | Rapid Daily Challenge | 100K |
$5,000 | $2,500 | End of day |
$100,100 | $1,250 | — | 6 / 60 |
Evaluations
Trading Combine
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $3,000 | $2,000 | $50,000 (start) | $1,000 | 55% to pass | 5 / 50 |
| 100K | $6,000 | $3,000 | $100,000 (start) | $2,000 | 55% to pass | 10 / 100 |
| 150K | $9,000 | $4,500 | $150,000 (start) | $3,000 | 55% to pass | 15 / 150 |
- The daily loss limit is optional and depends on how you bought the Combine.
- If your best day goes over 55% of total profit, Topstep raises your target instead of failing you.
- Flat by 3:10 PM CT. No overnight positions.
Funded accounts
Express Funded
Drawdown: Trailing, end of day
Source
| Size | Starting balance | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $0 | $2,000 | $0 (start) | $1,000 | — | — |
| 100K | $0 | $3,000 | $0 (start) | $2,000 | — | — |
| 150K | $0 | $4,500 | $0 (start) | $3,000 | — | — |
- Express Funded balances start at $0, with the loss limit below zero until it locks at $0.
- After your first payout the loss limit moves to $0 wherever it was.
- Payouts: either the consistency path (best day ≤ 40% of profit, 3+ traded days) or 5 winning days of $150+.
- A scaling plan limits your contracts by account balance.
- The daily loss limit is optional.
- Flat by 3:10 PM CT.
Evaluations
Intraday Trail Eval
Drawdown: Trailing, intraday
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | — | — | 4 / 40 |
| 50K | $3,000 | $2,000 | Never | — | — | 6 / 60 |
| 100K | $6,000 | $3,000 | Never | — | — | 8 / 80 |
| 150K | $9,000 | $4,000 | Never | — | — | 12 / 120 |
- 30 days of access from purchase.
- Flat by 4:59 PM ET.
EOD Trail Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | $500 | — | 4 / 40 |
| 50K | $3,000 | $2,000 | Never | $1,000 | — | 6 / 60 |
| 100K | $6,000 | $3,000 | Never | $1,500 | — | 8 / 80 |
| 150K | $9,000 | $4,000 | Never | $2,000 | — | 12 / 120 |
- 30 days of access from purchase.
- Flat by 4:59 PM ET.
Funded accounts
Intraday PA
Drawdown: Trailing, intraday
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $500 | 50% for payouts | — |
| 50K | $2,000 | $50,100 | $1,000 | 50% for payouts | — |
| 100K | $3,000 | $100,100 | $1,750 | 50% for payouts | — |
| 150K | $4,000 | $150,100 | $2,500 | 50% for payouts | — |
- The daily loss limit and contract limit rise in tiers as your profit grows (and can step back down). The preset uses the first tier.
- Consistency applies to payouts only: no day may be 50% or more of profit since your last payout.
- Payouts need 5 qualifying days; inactivity rules apply.
- Flat by 4:59 PM ET.
EOD PA
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $500 | 50% for payouts | — |
| 50K | $2,000 | $50,100 | $1,000 | 50% for payouts | — |
| 100K | $3,000 | $100,100 | $1,750 | 50% for payouts | — |
| 150K | $4,000 | $150,100 | $2,500 | 50% for payouts | — |
- The daily loss limit and contract limit rise in tiers as your profit grows (and can step back down). The preset uses the first tier.
- Consistency applies to payouts only: no day may be 50% or more of profit since your last payout.
- Payouts need 5 qualifying days; inactivity rules apply.
- Flat by 4:59 PM ET.
Evaluations
LucidPro Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,250 | $1,000 | $25,100 | — | — | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,200 | — | 4 / 40 |
| 100K | $6,000 | $3,000 | $100,100 | $1,800 | — | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | $2,700 | — | 10 / 100 |
- The daily loss limit is chosen at purchase.
- Flat by 4:45 PM ET.
LucidFlex Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,250 | $1,000 | $25,100 | $600 | 50% to pass | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,200 | 50% to pass | 4 / 40 |
| 100K | $6,000 | $3,000 | $100,100 | $1,800 | 50% to pass | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | $2,700 | 50% to pass | 10 / 100 |
- The daily loss limit is chosen at purchase.
- Flat by 4:45 PM ET.
LucidDaily Eval (EOD)
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,250 | $1,000 | $25,100 | $600 | 50% to pass | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,200 | 50% to pass | 4 / 40 |
| 100K | $6,000 | $3,000 | $100,100 | $1,800 | 50% to pass | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | $2,700 | 50% to pass | 10 / 100 |
- The daily loss limit is optional at purchase.
- Flat by 4:45 PM ET.
LucidDaily Eval (Intraday)
Drawdown: Trailing, intraday
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,250 | $1,000 | $25,100 | $600 | 50% to pass | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,200 | 50% to pass | 4 / 40 |
| 100K | $6,000 | $3,000 | $100,100 | $1,800 | 50% to pass | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | $2,700 | 50% to pass | 10 / 100 |
- The daily loss limit is optional at purchase.
- Flat by 4:45 PM ET.
Funded accounts
LucidPro Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $600 | 40% for payouts | — |
| 50K | $2,000 | $50,100 | $1,200 | 40% for payouts | — |
| 100K | $3,000 | $100,100 | $1,800 | 40% for payouts | — |
| 150K | $4,500 | $150,100 | $2,700 | 40% for payouts | — |
- Once your balance closes above the initial trail, the daily loss limit becomes 60% of your highest end-of-day profit (LucidScale).
- Consistency applies to payouts and resets after each payout (35% for accounts bought before Nov 28, 2025).
- Payouts need a minimum profit goal and a buffer of the loss limit + $100.
- Flat by 4:45 PM ET.
LucidFlex Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $600 | — | — |
| 50K | $2,000 | $50,100 | $1,200 | — | — |
| 100K | $3,000 | $100,100 | $1,800 | — | — |
| 150K | $4,500 | $150,100 | $2,700 | — | — |
- Requesting a payout moves the loss limit straight up to its lock level.
- A scaling plan limits contracts by profit.
- The daily loss limit matches what you chose at purchase.
- Payouts need 5 days of $100–$250 profit (by size).
- Flat by 4:45 PM ET.
LucidDaily Funded
Drawdown: Trailing, intraday
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $600 | — | — |
| 50K | $2,000 | $50,100 | $1,200 | — | — |
| 100K | $3,000 | $100,100 | $1,800 | — | — |
| 150K | $4,500 | $150,100 | $2,700 | — | — |
- Trading US high-impact news is a hard breach: be flat from 1 minute before to 1 minute after.
- Reaching the maximum daily sim profit moves the account live.
- The daily loss limit matches what you chose at purchase.
- Flat by 4:45 PM ET.
Straight to funded (no evaluation)
LucidDirect
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | 20% for payouts | 2 / 20 |
| 50K | $2,000 | $50,100 | $1,200 | 20% for payouts | 4 / 40 |
| 100K | $3,500 | $100,100 | $2,100 | 20% for payouts | 6 / 60 |
| 150K | $5,000 | $150,100 | $3,000 | 20% for payouts | 10 / 100 |
- Once your balance closes above the initial trail, the daily loss limit becomes 60% of your highest end-of-day profit.
- Consistency applies to payouts and resets after each payout.
- Payouts need a profit goal (higher for the first payout) and at least 5 trading days.
- Flat by 4:45 PM ET.
Evaluations
Growth Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | $600 | — | 1 / 10 |
| 50K | $3,000 | $2,000 | Never | $1,250 | — | 4 / 40 |
| 100K | $6,000 | $3,500 | Never | $2,500 | — | 8 / 80 |
| 150K | $9,000 | $5,000 | Never | $3,750 | — | 12 / 120 |
- Flat by 4:45 PM ET. No overnight positions.
Select Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | — | 40% to pass | 1 / 10 |
| 50K | $3,000 | $2,000 | Never | — | 40% to pass | 4 / 40 |
| 100K | $6,000 | $3,000 | Never | — | 40% to pass | 8 / 80 |
| 150K | $9,000 | $4,500 | Never | — | 40% to pass | 12 / 120 |
| 300K | $14,000 | $8,000 | Never | $4,000 | 40% to pass | 16 / 160 |
- A 50% consistency add-on is available.
- Minimum 3 trading days (2 with the add-on).
- Flat by 4:45 PM ET.
Funded accounts
Growth Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $600 | 35% for payouts | — |
| 50K | $2,000 | $50,100 | $1,250 | 35% for payouts | — |
| 100K | $3,500 | $100,100 | $2,500 | 35% for payouts | — |
| 150K | $5,000 | $150,100 | $3,750 | 35% for payouts | — |
- The drawdown also locks the moment you request a payout.
- At +6% profit the daily loss limit rises to $1,000 / $2,000 / $3,500 / $5,000 (by size) from the next session.
- Consistency applies to payouts and resets after each payout.
- Microscalping rule: over half your trades and profit can't come from trades held under 10 seconds.
- Flat by 4:45 PM ET.
Select Flex Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | — | — |
| 50K | $2,000 | $50,100 | — | — | — |
| 100K | $3,000 | $100,100 | — | — | — |
| 150K | $4,500 | $150,100 | — | — | — |
- The drawdown also locks the moment you request a payout.
- A scaling plan limits contracts by profit.
- Payouts every 5 winning days, capped per payout.
- Flat by 4:45 PM ET.
Select Daily Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $500 | — | — |
| 50K | $2,000 | $50,100 | $1,000 | — | — |
| 100K | $2,500 | $100,100 | $1,250 | — | — |
| 150K | $3,500 | $150,100 | $1,750 | — | — |
- The drawdown also locks the moment you request a payout.
- Drawdowns on 100K and 150K are tighter than in the evaluation.
- A scaling plan limits contracts by profit.
- Flat by 4:45 PM ET.
Straight to funded (no evaluation)
Lightning Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | 20% for payouts | 1 / 10 |
| 50K | $2,000 | $50,100 | $1,250 | 20% for payouts | 4 / 40 |
| 100K | $4,000 | $100,100 | $2,500 | 20% for payouts | 8 / 80 |
| 150K | $5,250 | $150,100 | $3,000 | 20% for payouts | 12 / 120 |
- Consistency steps up with each payout: 20% for the first, 25% for the second, 30% after that.
- At +6% profit the daily loss limit rises to $2,000 / $4,000 / $5,250 (50K / 100K / 150K).
- The drawdown also locks the moment you request a payout.
- Flat by 4:45 PM ET.
Evaluations
Test
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,500 | $25,000 (start) | — | 50% to pass | 3 / 30 |
| 50K | $3,000 | $2,000 | $50,000 (start) | — | 50% to pass | 6 / 60 |
| 75K | $4,500 | $2,500 | $75,000 (start) | — | 50% to pass | 9 / 90 |
| 100K | $6,000 | $3,000 | $100,000 (start) | — | 50% to pass | 12 / 120 |
| 150K | $9,000 | $4,500 | $150,000 (start) | — | 50% to pass | 15 / 150 |
- Consistency is strict: your best day must be under 50% of profit. Going over raises the target instead of failing you.
- Minimum 3 trading days.
- Flat by 4:55 PM ET. No overnight positions.
Funded accounts
PRO
Drawdown: Trailing, intraday
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $25,000 (start) | — | — | — |
| 50K | $2,000 | $50,000 (start) | — | — | — |
| 75K | $2,500 | $75,000 (start) | — | — | — |
| 100K | $3,000 | $100,000 (start) | — | — | — |
| 150K | $4,500 | $150,000 (start) | — | — | — |
- Be flat from 1 minute before to 1 minute after FOMC, NFP and CPI.
- Trade at least 1 day per week.
- Withdrawals come only from profit above the buffer (start + drawdown).
PRO+
Drawdown: Trailing, end of day
Source
| Size | Starting balance | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $0 | $1,500 | $0 (start) | — | — | — |
| 50K | $0 | $2,000 | $0 (start) | — | — | — |
| 75K | $0 | $2,500 | $0 (start) | — | — | — |
| 100K | $0 | $3,000 | $0 (start) | — | — | — |
| 150K | $0 | $4,500 | $0 (start) | — | — | — |
- PRO+ is a live account that starts at $0; the drawdown locks at $0.
- Same news blackout as PRO.
Evaluations
Rapid Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,100 | — | 50% to pass | 3 / 30 |
| 50K | $3,000 | $2,000 | $50,100 | — | 50% to pass | 5 / 50 |
| 100K | $6,000 | $3,000 | $100,100 | — | 50% to pass | 8 / 80 |
| 150K | $9,000 | $4,500 | $150,100 | — | 50% to pass | 10 / 100 |
- Minimum 2 trading days.
- No overnight positions.
Rapid EOD Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,100 | — | 30% to pass | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | — | 30% to pass | 3 / 30 |
Builder Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,100 | $600 | — | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,000 | — | 4 / 40 |
| 100K | $6,000 | $3,000 | $100,100 | $1,750 | — | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | $2,500 | — | 9 / 90 |
- With the 50K drawdown add-on, the max drawdown is $1,500 instead of $2,000.
Pro Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $3,000 | $2,000 | $50,100 | — | 50% to pass | 3 / 30 |
| 100K | $6,000 | $3,000 | $100,100 | — | 50% to pass | 6 / 60 |
| 150K | $9,000 | $4,500 | $150,100 | — | 50% to pass | 9 / 90 |
- With the 1-Day add-on (50K), the target is $4,000 and there's no consistency rule.
- Minimum 2 trading days.
Funded accounts
Rapid Sim Funded
Drawdown: Trailing, intraday
Source
| Size | Starting balance | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $0 | $1,000 | $100 | — | — | — |
| 50K | $0 | $2,000 | $100 | — | — | — |
| 100K | $0 | $3,000 | $100 | — | — | — |
| 150K | $0 | $4,500 | $100 | — | — | — |
- Sim funded balances start at $0 and the drawdown locks at $100.
- No trading tier-1 news: be flat 2 minutes before and after.
- Payouts start once you're past the buffer (drawdown + $100).
Rapid EOD Sim Funded
Drawdown: Trailing, end of day
Source
| Size | Starting balance | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $0 | $1,000 | $100 | — | — | — |
| 50K | $0 | $2,000 | $100 | — | — | — |
- Sim funded balances start at $0 and the drawdown locks at $100.
- No news trading.
- Payouts start once you're past the buffer (drawdown + $100).
Builder Sim Funded
Drawdown: Trailing, end of day
Source
| Size | Starting balance | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $0 | $1,000 | $100 | $600 | 50% for payouts | — |
| 50K | $0 | $2,000 | $100 | $1,000 | 50% for payouts | — |
| 100K | $0 | $3,000 | $100 | $1,750 | 50% for payouts | — |
| 150K | $0 | $4,500 | $100 | $2,500 | 50% for payouts | — |
- Sim funded balances start at $0 and the drawdown locks at $100.
- Consistency applies to payouts and resets after each payout.
- Payouts are capped per cycle; the account moves live after the 5th payout.
Pro Sim Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $2,000 | $50,100 | — | — | — |
| 100K | $3,000 | $100,100 | — | — | — |
| 150K | $4,500 | $150,100 | — | — | — |
- Your first payout moves the drawdown straight to its lock level.
- No trading tier-1 news.
- Payouts every 14 days once past the buffer.
Evaluations
Zero Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,000 (start) | $500 | — | 1 / 10 |
| 50K | $3,000 | $2,000 | $50,000 (start) | $1,000 | — | 3 / 30 |
| 100K | $6,000 | $3,000 | $100,000 (start) | $2,000 | — | 6 / 60 |
Standard Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $3,000 | $2,000 | $50,000 (start) | — | 50% to pass | 5 / 50 |
| 100K | $6,000 | $3,000 | $100,000 (start) | — | 50% to pass | 10 / 100 |
| 150K | $9,000 | $4,500 | $150,000 (start) | — | 50% to pass | 15 / 150 |
Advanced Eval
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $4,000 | $1,750 | $50,000 (start) | — | 40% to pass | 5 / 50 |
| 100K | $8,000 | $3,500 | $100,000 (start) | — | 40% to pass | 10 / 100 |
| 150K | $12,000 | $5,250 | $150,000 (start) | — | 40% to pass | 15 / 150 |
Funded accounts
Zero Qualified
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,000 (start) | $500 | 40% for payouts | — |
| 50K | $2,000 | $50,000 (start) | $1,000 | 40% for payouts | — |
| 100K | $3,000 | $100,000 (start) | $2,000 | 40% for payouts | — |
- Consistency applies to withdrawals, counted since your last withdrawal.
- A scaling plan limits contracts by profit on 50K and 100K.
- No orders within 2 minutes of red-folder news.
- Flat by 4:20 PM ET.
Standard Qualified
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $2,000 | $50,000 (start) | $1,000 | 40% for payouts | — |
| 100K | $3,000 | $100,000 (start) | $2,000 | 40% for payouts | — |
| 150K | $4,500 | $150,000 (start) | $3,000 | 40% for payouts | — |
- Consistency applies to withdrawals, counted since your last withdrawal.
- A scaling plan limits contracts by profit.
- No orders within 2 minutes of red-folder news.
- Flat by 4:20 PM ET.
Advanced Qualified
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $1,750 | $50,000 (start) | — | — | — |
| 100K | $3,500 | $100,000 (start) | — | — | — |
| 150K | $5,250 | $150,000 (start) | — | — | — |
- Full size from day one; no news restrictions.
- Flat by 4:20 PM ET.
Straight to funded (no evaluation)
Direct
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,000 (start) | $500 | 20% for payouts | 2 / 20 |
| 50K | $2,000 | $50,000 (start) | $1,000 | 20% for payouts | 4 / 40 |
| 100K | $3,000 | $100,000 (start) | $2,000 | 20% for payouts | 8 / 80 |
| 150K | $4,500 | $150,000 (start) | $3,000 | 20% for payouts | 10 / 100 |
- Consistency applies to withdrawals.
- Each withdrawal cycle has its own profit target.
- No orders within 2 minutes of red-folder news.
- Flat by 4:20 PM ET.
Evaluations
Qualification (Option 1)
Drawdown: Trailing, intraday
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,500 | Never | — | — | 3 / 30 |
| 50K | $3,000 | $2,500 | Never | — | — | 7 / 70 |
| 100K | $6,000 | $3,000 | Never | — | — | 12 / 120 |
| 150K | $9,000 | $4,500 | Never | — | — | 15 / 150 |
- 30 days of access from purchase.
- Flat by 3:59 PM CT.
Qualification (Option 2)
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,500 | Never | $500 | — | 3 / 30 |
| 50K | $3,000 | $2,500 | Never | $1,100 | — | 7 / 70 |
| 100K | $6,000 | $3,000 | Never | $2,200 | — | 12 / 120 |
| 150K | $9,000 | $4,500 | Never | $3,300 | — | 15 / 150 |
- A scaling plan limits contracts by profit.
- 30 days of access from purchase.
- Flat by 3:59 PM CT.
Momentum (Option 1)
Drawdown: Trailing, intraday
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | — | — | 3 / 30 |
| 50K | $3,000 | $2,250 | Never | — | — | 7 / 70 |
| 100K | $6,000 | $4,000 | Never | — | — | 12 / 120 |
| 150K | $9,000 | $5,500 | Never | — | — | 15 / 150 |
- 30 days of access from purchase.
Momentum (Option 2)
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | Never | $600 | — | 2 / 20 |
| 50K | $3,000 | $2,250 | Never | $1,200 | — | 4 / 40 |
| 100K | $6,000 | $4,000 | Never | $2,500 | — | 8 / 80 |
| 150K | $9,000 | $5,500 | Never | $3,300 | — | 12 / 120 |
- 30 days of access from purchase.
Funded accounts
Master (Option 1)
Drawdown: Trailing, intraday
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $25,100 | — | 40% for payouts | — |
| 50K | $2,500 | $50,100 | — | 40% for payouts | — |
| 100K | $3,000 | $100,100 | — | 40% for payouts | — |
| 150K | $4,500 | $150,100 | — | 40% for payouts | — |
- Consistency applies to payouts and is cumulative — it doesn't reset after a payout.
- 10 trading days per payout; payouts are capped for the first three.
- Flat by 3:59 PM CT.
Master (Option 2)
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $25,100 | $500 | 40% for payouts | — |
| 50K | $2,500 | $50,100 | $1,100 | 40% for payouts | — |
| 100K | $3,000 | $100,100 | $2,200 | 40% for payouts | — |
| 150K | $4,500 | $150,100 | $3,300 | 40% for payouts | — |
- The daily loss limit goes away for good once the drawdown locks.
- Consistency applies to payouts and is cumulative.
- A scaling plan limits contracts by profit.
- Flat by 3:59 PM CT.
Straight to funded (no evaluation)
Fast Track (Option 1)
Drawdown: Trailing, intraday
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | 20% for payouts | 3 / 30 |
| 50K | $2,250 | $50,100 | — | 20% for payouts | 7 / 70 |
| 100K | $4,000 | $100,100 | — | 20% for payouts | 12 / 120 |
| 150K | $5,500 | $150,100 | — | 20% for payouts | 15 / 150 |
- Consistency steps up with each payout: 20%, then 25%, then 30%.
- Payouts are capped for the first three.
Fast Track (Option 2)
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | 20% for payouts | 2 / 20 |
| 50K | $2,250 | $50,100 | $1,200 | 20% for payouts | 4 / 40 |
| 100K | $4,000 | $100,100 | $2,500 | 20% for payouts | 8 / 80 |
| 150K | $5,500 | $150,100 | $3,300 | 20% for payouts | 12 / 120 |
- Consistency steps up with each payout: 20%, then 25%, then 30%.
- Payouts are capped for the first three.
Evaluations
Legacy Challenge
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,250 | $1,000 | $25,000 (start) | — | 40% to pass | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,000 (start) | — | 40% to pass | 3 / 30 |
| 100K | $6,000 | $3,000 | $100,000 (start) | — | 40% to pass | 5 / 50 |
- If your best day goes over 40%, the target rises instead of failing you.
- Flat by 3:10 PM CT.
Flex Challenge
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $2,500 | $1,500 | $50,100 | — | 40% to pass | 3 / 30 |
| 100K | $5,000 | $2,500 | $100,100 | — | 40% to pass | 5 / 50 |
| 150K | $8,000 | $4,000 | $150,100 | — | 40% to pass | 8 / 80 |
- If your best day goes over 40%, the target rises instead of failing you.
- Flat by 3:10 PM CT.
Rapid Pro Challenge
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,100 | — | — | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | — | — | 4 / 40 |
| 100K | $5,000 | $2,500 | $100,100 | — | — | 6 / 60 |
- An optional daily loss limit add-on sets it at $500 / $1,000 / $1,250 (by size).
- Flat by 3:10 PM CT.
Rapid Daily Challenge
Drawdown: Trailing, end of day
Source
| Size | Profit target | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,500 | $1,000 | $25,100 | $500 | — | 2 / 20 |
| 50K | $3,000 | $2,000 | $50,100 | $1,000 | — | 4 / 40 |
| 100K | $5,000 | $2,500 | $100,100 | $1,250 | — | 6 / 60 |
Funded accounts
Legacy Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,000 (start) | — | — | — |
| 50K | $2,000 | $50,000 (start) | — | — | — |
| 100K | $3,000 | $100,000 (start) | — | — | — |
- Your first withdrawal moves the drawdown straight to the starting balance.
- Withdrawals need 5 benchmark days.
- Flat by 3:10 PM CT.
Flex Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $1,500 | $50,100 | — | — | — |
| 100K | $2,500 | $100,100 | — | — | — |
| 150K | $4,000 | $150,100 | — | — | — |
- Your first payout moves the drawdown straight to its lock level.
- Payouts need 5 benchmark days; the account ends after 5 payouts.
- Flat by 3:10 PM CT.
Rapid Pro Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | — | 40% for payouts | — |
| 50K | $2,000 | $50,100 | — | 40% for payouts | — |
| 100K | $2,500 | $100,100 | — | 40% for payouts | — |
- An optional daily loss limit add-on sets it at $500 / $1,000 / $1,250 (by size).
- Consistency applies to payouts.
- Flat by 3:10 PM CT.
Rapid Daily Funded
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 25K | $1,000 | $25,100 | $500 | — | — |
| 50K | $2,000 | $50,100 | $1,000 | — | — |
| 100K | $2,500 | $100,100 | $1,250 | — | — |
- Daily rewards start once your end-of-day balance reaches the buffer (start + drawdown + $100).
- Flat by 3:10 PM CT.
Straight to funded (no evaluation)
50K Instant
Drawdown: Trailing, end of day
Source
| Size | Max drawdown | Stops trailing at | Daily loss limit | Consistency | Max minis / micros |
| 50K | $2,000 | $50,100 | — | 20% for payouts | 3 / 30 |
- Consistency compares your best day ever with the current cycle's profit.
- Payouts start $800 above the $2,100 buffer.
What the terms mean
- Max drawdown
- How far your balance can fall below its reference point before the account fails. The lowest balance you're allowed to reach is often called the loss limit or threshold.
- Trailing, end of day
- The threshold rises with your highest closing balance, once per session. At these firms it's still enforced during the day, including open profit and loss, so an intraday dip below it fails the account.
- Trailing, intraday
- The threshold rises with the highest balance you reach during the session, including open profit. A trade that runs up and comes back can raise your threshold even if you close it for a small gain.
- Stops trailing at
- The balance where the threshold stops moving up. "Never" means it keeps trailing for the life of that stage. A $0 starting balance means the firm shows funded accounts from zero rather than from the account size.
- Daily loss limit
- The most you can lose in one session. At every firm on this page, as of September 24, 2026, hitting it closes your positions and pauses trading until the next session; it doesn't fail the account.
- Consistency
- Your best single day as a share of your total profit. In an evaluation it usually decides when you pass; in a funded account it usually decides when you can take a payout.
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TradeHarbor is not affiliated with, endorsed by, or sponsored by any firm listed here. Firm and plan names are trademarks of their owners. This page summarizes rules the firms publish, for comparison only; it may be incomplete or out of date, and each firm's own current rules always govern. Nothing here is investment, financial, or trading advice.